I love the saying "There are decades where nothing happens, and there are weeks where decades happen".  How true are these words of what has been the most unprecedented year any of us will have ever known?  As the year draws to a close, I thought I would reflect on my highs and lows of the year.  Some of the events seem like they happened a lifetime ago, but as we continue to navigate turbulent waters regarding COVID and BREXIT, it's important to realise how much we have achieved.  I am so proud of my team and what Maddisons has come to symbolise, and am looking forward to 2021 - if we can survive this year, surely we can survive anything!  Have a restful Christmas, and see you in the New Year.